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Terms of use

Thank you for your interest in SIP. These Terms of Service, along with any documents and additional terms incorporated by reference (collectively referred to as the “Terms”), form a binding agreement between SIP Service and its subsidiaries or affiliates (collectively referred to as “SIP,” “we,” “us,” or “our”) and you or the company or other legal entity you represent (“you” or “your”).

Please read these Terms carefully, as they govern your use of our website located at https://sip.money (the “Site”) and the products, features, content, applications, or services we provide (collectively referred to as the “Services”). These Terms outline your rights and responsibilities, as well as our disclaimers and limitations of legal liability. By accessing or using our Site or Services, you agree to be bound by and comply with these Terms, including the mandatory arbitration provision detailed in our Privacy Policy. If you do not agree to these Terms, you must not access or use our Site or Services. We strongly advise you to carefully review all disclosures and disclaimers before using any software developed by SIP.

To use our Services, you must be capable of forming a legally binding contract online, either on behalf of a company or as an individual. By agreeing to these Terms, you represent that if you are acting on behalf of a company or other legal entity, you have the legal authority to bind that entity to these Terms. You also confirm that you are at least 18 years old (or the age of majority in your jurisdiction, whichever is older), can form a legally binding contract online, and have the full right, power, and authority to enter into and comply with these Terms.

Furthermore, you represent and warrant that you are not a citizen or resident of any state, country, territory, or jurisdiction embargoed by the USA, Singapore, Japan, Hong Kong SAR, Taiwan, or any other region where your use of the Site or Services would be illegal or violate any applicable domestic or foreign laws, regulations, rules, or guidelines (“Applicable Law”). This includes any directives, orders, or requirements issued by governmental, regulatory, judicial, or administrative authorities with jurisdiction over SIP, you, the Site, or the Services.

  1. Modifications to These Terms We reserve the right, in our sole discretion, to modify these Terms from time to time. If we make changes, we will notify you by sending an email, providing a notice through the Site or our Services, or updating the date at the top of these Terms. Unless we specify otherwise in our notice, any modifications are effective immediately, and your continued use of the Site or our Services will confirm your acceptance of the changes. If you do not agree to the amended terms, you must stop using our Services.

  2. Services The “DIP” refers to publicly available open-source software programs deployed on the Ethereum, Solana, Base, Binance Smart Chain, Tron, Sui, and TON blockchains. These programs facilitate the peer-to-peer exchange of tokens based on Ethereum, Solana, Base, TRX, BNB, TON, and SUI.

    Services OverviewThe primary purpose of the Site is to enable users to access and utilize the DIP software products, as well as to provide resources and information, including developer documentation, product examples, and other related services (collectively referred to as “Services”).

    The “DIP” encompasses all users, companies, applications, and any other device, service, or person interacting in any way, directly or indirectly, on the Ethereum, Solana, and Base blockchains.

    Some Services offered by us or other participants may require payment or involve the use of underlying blockchain infrastructure (the “Distributed Ledger Technology”), which may necessitate paying fees, such as “gas” charges on the Ethereum network. These payments are referred to as “Charges.”

    You acknowledge that DIP has no control over any Distributed Ledger Technology transactions or the payment of any Charges. Therefore, you must ensure that you have a sufficient balance of the applicable Distributed Ledger Technology network tokens stored at your Distributed Ledger Technology-compatible wallet address (“Distributed Ledger Technology Address”) to complete any transaction.

    User Conditions

    As a condition of accessing or using the Services or the Site, you agree to:

    1. Use the Services and the Site only for lawful purposes and in accordance with these Terms.
    2. Ensure that all information provided on the Site is current, complete, and accurate.
    3. Maintain the security and confidentiality of access to your Distributed Ledger Technology Address.
    4. Acknowledge that no Protected Party (defined below) is responsible for any loss or damage resulting from interactions with other users, including loss of tokens issued by DIP. If there is a dispute with any other user, no Protected Party is obligated to become involved.

    As a condition of accessing or using the Site or the Services, you will not:

    1. Violate any Applicable Law, including anti-money laundering and anti-terrorist financing laws, as well as privacy and data collection laws.
    2. Export, re-export, or transfer any DIP technology in violation of applicable export laws or regulations.
    3. Infringe on or misappropriate any third-party rights or commit a tort while using the Site or Services.
    4. Misrepresent the truthfulness, sourcing, or reliability of any content on the Site or Services.
    5. Use the Site or Services in a manner that interferes with or inhibits other users from fully enjoying them.
    6. Attempt to circumvent any content filtering techniques or security measures employed by DIP.
    7. Use any automated means or interface not provided by us to access the Site or Services or extract data.
    8. Introduce any harmful materials such as malware, viruses, or other malicious content.
    9. Post content that is libelous, defamatory, obscene, harassing, offensive, discriminatory, or otherwise objectionable.
    10. Post unsolicited promotions, political campaigning, or deceptive user content.
    11. Encourage or induce any third party to engage in any of the prohibited activities outlined in these Terms.
  3. Privacy Policy Please refer to our Privacy Policy for information about how we collect, use, share, and otherwise process information about you.

  4. Changes; Suspension; Termination We may, at our sole discretion, modify, suspend, or disable, temporarily or permanently, the Services offered by DIP, in whole or in part, for any reason whatsoever. This may occur with or without prior notice to you, including, but not limited to, situations arising from a security incident.

We will not be liable for any losses suffered by you resulting from any modification to any Services or from any suspension or termination, for any reason, of your access to all or any portion of the Site or the Services.

All of these terms will survive any termination of your access to the Site or the Services, regardless of the reasons for its expiration or termination, in addition to any other provision which by law or by its nature should survive.

  1. Electronic Notices You consent to receive all communications, agreements, documents, receipts, notices, and disclosures electronically (collectively referred to as “Communications”) that we provide in connection with these Terms or any Services.You agree that we may provide our Communications by posting them on the Site, through the Services, or by emailing them to you at the email address you provide when using the Services.It is your responsibility to maintain copies of our Communications by printing a paper copy or saving an electronic copy. If you need additional electronic copies of our Communications, you may contact our support team by filing a support request at support@sip.money
  2. Indemnification You agree to defend, indemnify, and hold harmless DIP and its affiliates, including their shareholders, members, directors, officers, employees, attorneys, agents, representatives, suppliers, licensors, and contractors (collectively, “Protected Parties”), from any claim, demand, lawsuit, action, proceeding, investigation, liability, damage, loss, cost, or expense, including reasonable attorneys’ fees, arising out of or relating to your use of, or conduct in connection with, the Site or Services, any Distributed Ledger Technology assets associated with your Distributed Ledger Technology Address, any other digital assets, Feedback, or Your Content; your violation of these Terms; your violation of applicable laws or regulations; or your infringement or misappropriation of the rights of any other person or entity. If you are obligated to indemnify any Protected Party, DIP (or the applicable Protected Party, at its discretion) will have the right to control any action or proceeding and determine whether to settle, and if so, on what terms.
  3. Disclosures; Disclaimers DIP is primarily a developer of open-source software. We do not operate a virtual currency or derivatives exchange platform, nor do we offer trade execution or clearing services. Consequently, DIP has no oversight, involvement, or control over your transactions, including any existing or future token purchases and sales.

Legal Responsibilities and DisclaimersYou are responsible for complying with all laws and regulations applicable to your transactions, including, but not limited to, the Commodity Exchange Act and regulations by the U.S. Commodity Futures Trading Commission (CFTC), the Bank Secrecy Act and regulations by the Financial Crimes Enforcement Network (FinCEN), and federal securities laws and regulations by the U.S. Securities and Exchange Commission (SEC).

You understand that DIP is not registered or licensed by the CFTC, SEC, FinCEN, or any financial regulatory authority. No financial regulatory authority has reviewed or approved the use of DIP open-source software or Services. This Site and Services do not constitute advice or a recommendation concerning any commodity, security, or other assets. DIP is not acting as an investment adviser or commodity trading adviser to any person.

DIP cannot modify or control the code underlying the smart contract. The ability to modify DIP smart contracts is managed by a multi-signature wallet currently controlled by DIP. The underlying protocols are open-source, allowing anyone to use, copy, modify, and distribute them. DIP is not responsible for the operation of these underlying protocols, such as Ethereum, and makes no guarantee of their functionality, security, or availability.

To the maximum extent permitted by law, the Site and Services (and any of their content or functionality) are provided on an “AS IS” and “AS AVAILABLE” basis. We expressly disclaim, and you waive, any representations, conditions, or warranties of any kind, whether express or implied, including warranties of merchantability, quality, fitness for a particular purpose, title, security, availability, reliability, accuracy, and non-infringement. We do not warrant that the Site or Services will be uninterrupted, available at any particular time, or error-free, nor that errors will be correctable.

You acknowledge that your data on the Site or through the Services may become irretrievably lost or corrupted or temporarily unavailable due to various causes. To the maximum extent permitted by law, we will not be liable for any loss or damage caused by denial-of-service attacks, software failures, viruses, protocol changes by third-party providers, Internet outages, force majeure events, scheduled or unscheduled maintenance, or other causes within or outside our control.

The disclaimer of implied warranties may not apply if such warranties cannot be excluded or limited under the applicable law of your jurisdiction.

  1. Exclusion of Consequential and Related Damages In no event will the Company, along with any Protected Party, be liable for any incidental, indirect, special, punitive, exemplary, consequential, or similar damages or liabilities (including, but not limited to, damages for loss of data, information, revenue, goodwill, profits, or other business or financial benefit) arising out of or in connection with the Site, the Services, and the DIP Network (and any of their content and functionality), any execution or settlement of a transaction, any performance or nonperformance of the Services, your Distributed Ledger Technology assets, other digital assets, or any other product, service, or item provided by or on behalf of a Protected Party. This applies whether under contract, tort (including negligence), civil liability, statute, strict liability, breach of warranties, or any other theory of liability, and regardless of whether any Protected Party has been advised of, knew of, or should have known of the possibility of such damages. This exclusion persists even if any essential purpose of these Terms or any limited remedy fails. Furthermore, DIP is not responsible for the execution or settlement of transactions between users of DIP open-source software or the DIP Network.
  2. Limitation of Liability In no event will the aggregate liability of the Protected Parties arising out of or in connection with the Site, the Services, and the DIP Network (and any of their content and functionality), any performance or nonperformance of the Services, your Distributed Ledger Technology assets, other digital assets, or any other product, service, or item provided by or on behalf of a Protected Party exceed the amount of fees paid by you to us under these Terms in the twelve (12) month period immediately preceding the event giving rise to the claim for liability. This limitation applies regardless of the legal theory under which liability is asserted, including contract, tort (including negligence), civil liability, statute, strict liability, or any other theory of liability.
  3. release to the extent permitted by applicable law, in consideration for being allowed to use the site, the services, and/or the DIP network, you hereby release and forever discharge the company and all protected parties from, and waive and relinquish, each and every past, present, and future dispute, claim, controversy, demand, right, obligation, liability, action, and cause of action of every kind and nature (including personal injuries, death, and property damage) that has arisen or arises directly or indirectly out of, or that relates directly or indirectly to, the site, the services, and/or the DIP network. this includes any interactions with, or acts or omissions of, other site or DIP network users or any third-party services. you hereby waive any applicable provision in law or regulation in connection with the foregoing, which states in substance: “a general release does not extend to claims which the creditor does not know or suspect to exist in his or her favor at the time of executing the release, which if known by him or her must have materially affected his or her settlement with the debtor.”
  4. dispute resolution and arbitration please read the following section carefully because it requires you to arbitrate certain disputes and claims with DIP and limits the manner in which you can seek relief from us, unless you opt out of arbitration by following the instructions set forth below. in addition, arbitration precludes you from suing in court or having a jury trial.

you and DIP agree that any dispute arising out of or related to these terms or our services is personal to you and DIP and that any dispute will be resolved solely through individual action, and will not be brought as a class arbitration, class action, or any other type of representative proceeding.

you and DIP agree that the enforceability of this section will be substantively and procedurally governed by the federal arbitration act, 9 u.s.c. § 1, et seq. (the “faa”), to the maximum extent permitted by applicable law. as limited by the faa, these terms and the aaa rules, the arbitrator will have exclusive authority to make all procedural and substantive decisions regarding any dispute and to grant any remedy that would otherwise be available in court, including the power to determine the question of arbitrability. the arbitrator may conduct only an individual arbitration and may not consolidate more than one individual’s claims, preside over any type of class or representative proceeding, or preside over any proceeding involving more than one individual.

the arbitrator, DIP, and you will maintain the confidentiality of any arbitration proceedings, judgments, and awards, including, but not limited to, all information gathered, prepared, and presented for purposes of the arbitration or related to the disputes. the arbitrator will have the authority to make appropriate rulings to safeguard confidentiality unless the law provides to the contrary. the duty of confidentiality does not apply to the extent that disclosure is necessary to prepare for or conduct the arbitration hearing on the merits, in connection with a court application for a preliminary remedy or in connection with a judicial challenge to an arbitration award or its enforcement, or to the extent that disclosure is otherwise required by law or judicial decision.

you and DIP agree that for any arbitration you initiate, you will pay the filing fee and DIP will pay the remaining aaa fees and costs. for any arbitration initiated by DIP, DIP will pay all aaa fees and costs. you and DIP agree that the courts of hk sar have exclusive jurisdiction over any appeals and the enforcement of an arbitration award.

any claim arising out of or related to these terms or our services must be filed within one year after such claim arose; otherwise, the claim is permanently barred, which means that you and DIP will not have the right to assert the claim.

you have the right to opt out of binding arbitration within 30 days of the date you first accepted the terms of this section by emailing us at support@sip.money. in order to be effective, the opt-out notice must include your full name and address and clearly indicate your intent to opt-out of binding arbitration. by opting out of binding arbitration, you are agreeing to resolve disputes in accordance with this section.

if any portion of this section is found to be unenforceable or unlawful for any reason, the unenforceable or unlawful provision will be severed from these terms. severance of the unenforceable or unlawful provision will have no impact whatsoever on the remainder of this section or the parties’ ability to compel arbitration of any remaining claims on an individual basis under this section. to the extent that any claims must therefore proceed on a class, collective, consolidated, or representative basis, such claims must be litigated in a civil court of competent jurisdiction and not in arbitration, and the parties agree that litigation of those claims will stay pending the outcome of any individual claims in arbitration. further, if any part of this section is found to prohibit an individual claim seeking public injunctive relief, that provision will have no effect to the extent such relief is allowed to be sought out of arbitration, and the remainder of this section will be enforceable.

  1. GOVERNING LAW The interpretation and enforcement of these Terms, and any dispute related to these Terms, the Site, or the Services, will be governed by and construed and enforced in accordance with the laws of HK SAR, as applicable, without regard to conflict of law rules or principles that would cause the application of the laws of any other jurisdiction. You agree that we may initiate a proceeding related to the enforcement or validity of our intellectual property rights in any court having jurisdiction. With respect to any other proceeding that is not subject to arbitration under these Terms, the courts located in HK SAR will have exclusive jurisdiction. You waive any objection to venue in any such courts.
  2. MISCELLANEOUS Any right or remedy of DIP set forth in these Terms is in addition to, and not in lieu of, any other right or remedy whether described in these Terms, under Applicable Law, at law or in equity. Our failure or delay in exercising any right, power, or privilege under these Terms will not operate as a waiver thereof. The invalidity or unenforceability of any of these Terms will not affect the validity or enforceability of any other of these Terms, all of which will remain in full force and effect. We will have no responsibility or liability for any failure or delay in performance of the Site or any of the Services, or any loss or damage that you may incur, due to any circumstance or event beyond our control, including without limitation any flood, extraordinary weather conditions, earthquake, or other act of God, fire, war, insurrection, riot, labor dispute, accident, action of government, communications, power failure, or equipment or software malfunction. You may not assign or transfer any right to use the Site or the Services, or any of your rights or obligations under these Terms, without our express prior written consent, including by operation of law or in connection with any change of control. We may assign or transfer any or all of our rights or obligations under these Terms, in whole or in part, without notice or obtaining your consent or approval. Headings of sections are for convenience only and will not be used to limit or construe such sections. These Terms contain the entire agreement and supersede all prior and contemporaneous understandings between the parties regarding the Site and the Services. If there is a conflict between these Terms and any other agreement you may have with us, these Terms will control unless the other agreement specifically identifies these Terms and declares that the other agreement supersedes these Terms.